As you log on to
your bank's web site,
you must accept their terms and conditions
by clicking the box
that you have read and
accept them, before it
will let you proceed.
The terms are over 40 pages
long (if you print them out)
and on the screen, they
seem to scroll on forever.
There are approximately
750 paragraphs and line
items to read.
Most likely, every single bank customer
is an out-and-out liar if they click that box
and proceed.